सीधा जवाब
The scheme "Coir Udyami Yojana" by the Coir Board, Ministry of MSME, Government of India, aims to modernize the coir industry and generate rural employment.
- किसे मिलेगी?
- 18 साल या ज़्यादा · पूरे देश में
- क्या मिलेगा?
- Beneficiary’s Contribution (of Project Cost): 5%
- आवेदन कैसे?
- ऑफ़लाइन, संबंधित सरकारी कार्यालय में फ़ॉर्म जमा करके
Scheme Details यह योजना क्या है?
The scheme "Coir Udyami Yojana" by the Coir Board, Ministry of MSME, Government of India, aims to modernize the coir industry and generate rural employment. It offers credit-linked financial assistance to establish coir units by eligible applicants.
Coir Udyami Yojana is a credit-linked subsidy scheme for setting up coir units with a project cost up to Rs. 10,00,000/- plus one cycle of working capital, which shall not exceed 25% of the project cost. Working capital will not be considered for subsidy. Coir Udyami Yojana is a Central Sector Scheme to be administered by the Ministry of Micro, Small and Medium Enterprises. The Scheme will be implemented by the Coir Board a statutory organization under the Ministry of MSME, as the Nodal Agency at the national level.
Financial Institutions providing loan under CUY:
- All the Scheduled Commercial Banks listed in the 2nd schedule of the RBI Act
- All Regional Rural Banks
- Co-operative Banks that are Member Lending Institutions (MLIs) of the Credit Guarantee Trust Fund for MSME, as well as through SC/ST/OBC Finance and Development Corporations.
Benefits कितना लाभ मिलेगा?
Beneficiary’s Contribution (of Project Cost): 5%
- Bank Credit: 55%
- Rate of Subsidy (of project cost): 40%
Note:
- The maximum admissible cost of the project is Rs. 10,00,000/- plus working capital. Working capital shall not exceed 25% of the project cost. Subsidy will be computed excluding the working capital component.
- The Bank will sanction 95% of the project cost after adjusting 5% beneficiary contribution deposited and disburse the full amount of the project cost, including the beneficiary contribution, in installments for setting up the project.
योजना की मुख्य जानकारी
| कौन-सा सरकारी विभाग चलाता है | Ministry Of Micro, Small and Medium Enterprises |
|---|---|
| किस इलाके में लागू | पूरे देश में (केंद्र सरकार की योजना) |
| लाभ का प्रकार | नकद (बैंक खाते में) |
| किसके लिए | व्यक्ति |
|---|---|
| DBT (सीधे बैंक खाते में) | नहीं |
| Direct Bank Transfer | नहीं |
| Special Focus | Encourages SC/ST and North Eastern Region beneficiaries |
Eligibility कौन आवेदन कर सकता है?
जो शर्त आप पर लागू होती है, उस पर निशान लगाएं। सभी शर्तें पूरी हों, तभी आवेदन करें।
आधिकारिक शर्तें एक नज़र में
- 18 साल या ज़्यादा
Eligibility conditions of the Beneficiaries:
Other eligibility conditions:
Note :
Not Eligible किसे लाभ नहीं मिलेगा?
- The units that have already availed Govt. subsidy under any other Scheme of the Govt. of India or the State Govt. for the same purpose are not eligible to claim a subsidy under the scheme.
- Working capital will not be considered for subsidy.
- Cases of inflated costing on machinery/building, and other elements of a project to avail a higher amount of subsidy will not be allowed, and such applications will be summarily rejected, or the committee will have the authority to consider such applications by reducing the cost of the project.
Documents Required कौन-से दस्तावेज़ चाहिए?
जो दस्तावेज़ आपके पास है, उस पर निशान लगाएं। निशान सिर्फ़ इसी फ़ोन या कंप्यूटर पर याद रहते हैं।
How to Apply आवेदन कैसे करें?
आधिकारिक तरीके के अनुसार, एक-एक कदम।
ऑफ़लाइन
Step 1: The applicant must fill out the prescribed application form(refer Part-B) and attach all required documents.
Step 2: Apply to the nearest Field Office of the Coir Board.
Step 3: Undergo a mandatory 5-day Entrepreneurship Development Programme (EDP) before or after submission, but before bank recommendation.
Step 4: The application is scrutinized and forwarded to the Regional Level Selection Committee.
Step 5: The committee evaluates and forwards approved cases to the bank.
Step 6: On bank approval, the applicant deposits 5% beneficiary contribution within 30 days.
Step 7: Coir Board deposits a subsidy (40%) with the bank.
Step 8: The bank disburses a term loan within 30 days of the subsidy deposit.
Step 9: The project must be completed within 6 months.
Step 10: Coir Board and the bank conduct physical verification before final subsidy adjustment.
FAQs लोग यह भी पूछते हैं
Is there any age limit to apply under "Coir Udyami Yojana"?
The applicant must be at least 18 years of age to be eligible for the scheme.
Who monitors the implementation of the scheme?
The Coir Board, its regional offices, and the concerned bank jointly monitor implementation and verify the physical setup of units.
What are the financial benefits under this scheme?
- Beneficiary contribution: 5% of the project cost
- Bank credit: 55%
- Subsidy: 40% (on project cost excluding working capital)
- Working capital: Not eligible for subsidy and must not exceed 25% of the project cost.
What is the role of the Regional Level Selection Committee?
The committee evaluates applications and recommends eligible cases to banks for further processing.
What documents are required for applying?
Documents include a project report, ID proof, title deed, machinery invoice, DIC certificate, and others as listed in the guidelines.
Can I apply if I already received a subsidy from another government scheme?
No, beneficiaries who have availed similar subsidies under any Central or State Government schemes are not eligible.
Can I sell or transfer the unit or machinery after receiving the subsidy?
No, machinery and assets created under the scheme cannot be sold or transferred without permission from the Coir Board.
Are there any preferences for SC/ST or North East Region applicants?
Yes, the scheme encourages participation from SC/ST candidates and those from the North Eastern Region.
What are Mode of Disbursement ?
Is the subsidy given before or after setting up the unit?
The subsidy is released after loan disbursement and is held as a Term Deposit Receipt for 2 years.
Official Website आवेदन कहां होता है?
योजना चलाने वाले विभाग के पोर्टल या सरकारी दफ़्तर में। लाभ दिलाने के बदले कोई पैसे मांगे, तो उसे पैसे न दें।
coirservices.gov.in
योजना के आधिकारिक कागज़
- दिशानिर्देशcoirboard.gov.in · PDF
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