सीधा जवाब
A loan scheme provided by District Central Cooperative Banks for purchasing consumer durables like T.V., fridges, and two-wheelers.
- किसे मिलेगी?
- 18 से 55 साल · तमिलनाडु के निवासी
- क्या मिलेगा?
- Access to Loan: 75% of the cost of consumer durables
- आवेदन कैसे?
- ऑफ़लाइन, संबंधित सरकारी कार्यालय में फ़ॉर्म जमा करके
Scheme Details यह योजना क्या है?
A loan scheme provided by District Central Cooperative Banks for purchasing consumer durables like T.V., fridges, and two-wheelers. Loan covers 75% of the product cost at an interest rate of 14%.
The "District Central Cooperative Banks and through its Branches: For Consumer Durables T.V., Fridge and Two Wheelers Loan" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, offers loans for the purchase of consumer durables, including T.V.s, refrigerators, and two-wheelers. The loan covers up to 75% of the product cost, with no upper ceiling, and is subject to a 14% interest rate (subject to change).
Benefits कितना लाभ मिलेगा?
Access to Loan: 75% of the cost of consumer durables
- Interest Rate: 14% (subject to change).
योजना की मुख्य जानकारी
| किस इलाके में लागू | तमिलनाडु (राज्य सरकार की योजना) |
|---|---|
| लाभ का प्रकार | नकद (बैंक खाते में) |
| किसके लिए | व्यक्ति |
|---|---|
| DBT (सीधे बैंक खाते में) | नहीं |
Eligibility कौन आवेदन कर सकता है?
जो शर्त आप पर लागू होती है, उस पर निशान लगाएं। सभी शर्तें पूरी हों, तभी आवेदन करें।
आधिकारिक शर्तें एक नज़र में
- 18 से 55 साल
Not Eligible किसे लाभ नहीं मिलेगा?
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Documents Required कौन-से दस्तावेज़ चाहिए?
जो दस्तावेज़ आपके पास है, उस पर निशान लगाएं। निशान सिर्फ़ इसी फ़ोन या कंप्यूटर पर याद रहते हैं।
How to Apply आवेदन कैसे करें?
आधिकारिक तरीके के अनुसार, एक-एक कदम।
ऑफ़लाइन
Step-1: The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.
Step-2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step-3: Submit the duly filled and signed application form along with the documents to the concerned authority..
Step-4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).
FAQs लोग यह भी पूछते हैं
What is the objective of this scheme?
The scheme offers loans for the purchase of consumer durables, including T.V.s, refrigerators, and two-wheelers that covers 75% of the product cost at an interest rate of 14%.
What is the maximum loan amount a person can avail?
The loan covers up to 75% of the cost of the product.
Is there any ceiling on the loan amount?
No, there is no upper ceiling on the loan amount.
What is the rate of interest for the loan?
The interest rate is 14%, but it is subject to change.
What items can be purchased with this loan?
The loan can be used to purchase consumer durables such as T.V.s, refrigerators, and two-wheelers.
Who is eligible for this loan?
Any resident of Tamil Nadu can apply for the loan.
Is there a minimum income requirement for the loan?
There is no specific income requirement mentioned.
What documents are required to apply for the loan?
Applicants need to provide ID proof, address proof, income proof, and an estimate or invoice for the product.
Where can one apply for this loan?
The loan can be applied for at any District Central Cooperative Bank or its branches.
Is there any processing fee for the loan?
The details about the processing fee depend on the bank’s policy.
What is the repayment tenure for the loan?
The repayment tenure is decided by the bank at the time of loan sanction.
What happens if someone defaults on the loan?
In case of default, the bank may take recovery actions as per its policies.
Official Website आवेदन कहां होता है?
योजना चलाने वाले विभाग के पोर्टल या सरकारी दफ़्तर में। लाभ दिलाने के बदले कोई पैसे मांगे, तो उसे पैसे न दें।
tn.gov.in
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